RENT VS. BUY
dO YOU KNOW IT COULD BE CHEAPER OWNING A HOME THAN RENTING ONE?
Just starting out on your own and don’t know where life may take you? Renting is a great way to be independent and flexible. But how do you know it’s time for you to get out of the rent race and buy a home of your own? Do you know if you qualify? Purchasing your first home or re-establishing yourself as a homeowner is easier than you may think!
Garnet Real Estate Services offers incentives to those who have rented with us and choose to buy through us.
Before you begin looking, find out how you can save money when you are ready to be a homeowner. Not only will you receive excellent service and receive renter incentives, Garnet will never charge you the “admin fees” that the majority of real estate companies charge.
This can save you up to an additional $495.00!
ready to consider home ownership?
Rates are low and this is a great time to pre-qualify. Garnet works with experienced lenders who can guide you through the process and will help you decide how much house you can afford.
It used to be you needed a substantial down payment to afford to buy a home of your own. Great news for first time home buyers, it is still possible to qualify with a low down payment. Credit issues are no problem! Our qualified lenders can help you implement a plan of action to acquire your dream home. Contact us and let us help you on your way to homeownership!
Credit Repair
IT’S NEVER TOO LATE TO REPAIR YOUR CREDIT
3 Important Things You Can Do Right Now
Check Your Credit Report
Setup Payment Reminders
Reduce the Amount of Debt You Owe
Credit score repair
Request a free copy of your report. Check to make sure that there are no late payments incorrectly listed and that the balance owed for each account is correct. Credit reports can often times have errors and can be disputed with proper documentation.
Set payment reminders to ensure there are no late payments on any of your accounts. Not only will this help protect your credit score, but you will save on any late payment fees your creditors may charge you.
Balancing your budget
Reducing your debt can be just as satisfying as improving your credit score. Stop using credit cards, make a list of all of your accounts and check recent statements to determine your balance and interest rate. Come up with a payment plan that puts most of your available budget for the highest interest rate cards first, while maintaining minimum payments on your other accounts. Using balance transfer options that offer zero percent interest for a period of time an also be a great way to chip away at your higher interest debt.