Buying a home through garnet offers our buyers many benefits

Our experienced agents are here to help you through the buying process every step of the way.  From the first meeting where we talk about your real estate goals, to answering questions along the way, to offering our expertise and negotiating skills, to closing and beyond, your best interest is foremost. As new properties come on the market, we will make sure that you are alerted within minutes. With years of building relationships and networking, we often hear of listings that are not yet listed. 

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Garnet is proud to refer some of the best lenders, home inspectors, title companies and contractors in the industry throughout Minnesota and Wisconsin.

Garnet Real Estate Services can connect you with up to the minute listings in your desired areas. This is a fast and convenient way to get instant information directly from your agent giving you an advantage to an ever-changing market. 

Buyer Frequently Asked Questions

MLS is an acronym that realtors use when referring to the Multiple Listing Service. The MLS is the central database that realtors use to find information about properties currently for sale, properties that are pending and properties that have sold.

A closing date will be negotiated as part of the purchase agreement. If you are financing your purchase you can expect your closing date to be 45-60 days from an accepted offer. Your loan officer or mortgage broker will need this time to process the loan, have an appraisal performed and to receive final approval from the lender. Cash buyers can expect to close much faster.

Prior to meeting with an agent and scheduling showings you will need to obtain a pre-approval letter from a loan officer or mortgage broker for an accurate assessment of what you can afford. Most sellers will require this letter as proof that you will be able to obtain a loan to purchase the property before consideration of an offer.

The seller typically pays the commission of both the listing agent and the selling agent, although there can be a few exceptions. The commission is usually a percentage of the sales price which is paid to the listing agent’s broker. The listing broker will in turn pay your realtor’s broker a percentage of the commission. No commissions are paid unless the closing is successful.

Yes. There are several reasons why getting a home inspection is a smart choice. A home inspection will help determine the condition of the home and any items that need to be addressed. An inspection addendum can be made part of the purchase agreement which allows you an agreed upon time period to complete an inspection. If there are any repairs that need to be done, it is important to uncover them during this period.  

The home inspection is most commonly paid for by the buyer. There are some occasions where the seller will hire a home inspector to prepare a report as a courtesy prior to listing the home.

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